/* ============================================================
   Fairfund Recovery Partners — shared stylesheet
   Palette: slate-navy ink, cool paper, pine green, brass hairline
   Type:    Newsreader (display) / IBM Plex Sans (text + UI)
   ============================================================ */

:root {
  --ink:      #0F2231;
  --ink-2:    #1B3346;
  --slate:    #5B7387;
  --slate-lt: #8398A7;
  --paper:    #F4F5F2;
  --paper-2:  #EAECE8;
  --mist:     #DCE1DE;
  --pine:     #1E5B4F;
  --pine-dk:  #133E35;
  --brass:    #A9812F;
  --flag:     #8A2F24;

  --measure: 62ch;
  --gutter: clamp(1.25rem, 5vw, 4rem);
  --rule: 1px solid var(--mist);

  /* modular scale, 1.25 */
  --t-xs:  0.8125rem;
  --t-sm:  0.9375rem;
  --t-base: 1.0625rem;
  --t-md:  clamp(1.15rem, 0.5vw + 1rem, 1.3rem);
  --t-lg:  clamp(1.45rem, 1vw + 1.1rem, 1.8rem);
  --t-xl:  clamp(1.9rem, 2vw + 1.2rem, 2.6rem);
  --t-2xl: clamp(2.4rem, 4vw + 1rem, 3.9rem);

  color-scheme: light;
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: "IBM Plex Sans", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: var(--t-base);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img, svg { max-width: 100%; display: block; }

h1, h2, h3, .display {
  font-family: "Newsreader", Georgia, "Times New Roman", serif;
  font-weight: 400;
  line-height: 1.12;
  letter-spacing: -0.015em;
  margin: 0 0 .6em;
  text-wrap: balance;
}
h1 { font-size: var(--t-2xl); }
h2 { font-size: var(--t-xl); }
h3 { font-size: var(--t-lg); }
h4 { font-size: var(--t-md); font-weight: 600; margin: 0 0 .5em; }
p  { margin: 0 0 1.1em; max-width: var(--measure); }
p:last-child { margin-bottom: 0; }

a { color: var(--pine); text-underline-offset: 3px; text-decoration-thickness: 1px; }
a:hover { color: var(--pine-dk); }

:focus-visible {
  outline: 2px solid var(--pine);
  outline-offset: 3px;
  border-radius: 2px;
}

.skip {
  position: absolute; left: -9999px; top: 0;
  background: var(--ink); color: var(--paper);
  padding: .75rem 1rem; z-index: 100;
}
.skip:focus { left: 0; }

/* ---------- layout ---------- */

.wrap { width: min(1180px, 100%); margin-inline: auto; padding-inline: var(--gutter); }
.narrow { width: min(760px, 100%); margin-inline: auto; padding-inline: var(--gutter); }

section { padding-block: clamp(3.5rem, 8vw, 6.5rem); }
section + section { border-top: var(--rule); }

/* asymmetric docket grid: a slim marginal column + the content column */
.docket {
  display: grid;
  grid-template-columns: 11rem minmax(0, 1fr);
  gap: clamp(1.5rem, 4vw, 3.5rem);
  align-items: start;
}
.docket__aside {
  font-size: var(--t-xs);
  color: var(--slate);
  letter-spacing: .02em;
  padding-top: .45rem;
  border-top: 2px solid var(--brass);
}
@media (max-width: 760px) {
  .docket { grid-template-columns: 1fr; gap: 1rem; }
}

.stack > * + * { margin-top: 1.1em; }
.lede { font-size: var(--t-md); color: var(--ink-2); line-height: 1.55; }

/* ---------- header ---------- */

.masthead {
  position: sticky; top: 0; z-index: 50;
  background: color-mix(in srgb, var(--paper) 92%, transparent);
  backdrop-filter: saturate(140%) blur(8px);
  border-bottom: var(--rule);
}
.masthead__inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; min-height: 4.5rem;
}
.brand { display: flex; align-items: center; gap: .7rem; text-decoration: none; color: var(--ink); }
.brand__mark { width: 26px; height: 30px; flex: none; }
.brand__name {
  font-family: "Newsreader", Georgia, serif;
  font-size: 1.32rem; line-height: 1.1; letter-spacing: -0.01em;
}
.brand__name span { display: block; font-family: inherit; font-size: .62rem; letter-spacing: .14em; color: var(--slate); }

.nav { display: flex; align-items: center; gap: clamp(1rem, 2vw, 1.9rem); }
.nav a {
  font-size: var(--t-sm); color: var(--ink-2); text-decoration: none;
  padding-block: .4rem; border-bottom: 2px solid transparent;
}
.nav a:hover { border-bottom-color: var(--brass); }
.nav a[aria-current="page"] { border-bottom-color: var(--pine); color: var(--ink); }

.nav-toggle {
  display: none; background: none; border: var(--rule); border-radius: 3px;
  padding: .5rem .7rem; font: inherit; font-size: var(--t-sm); color: var(--ink); cursor: pointer;
}

@media (max-width: 940px) {
  .nav-toggle { display: block; }
  .nav {
    position: absolute; inset: 100% 0 auto 0;
    flex-direction: column; align-items: stretch; gap: 0;
    background: var(--paper); border-bottom: var(--rule);
    padding: .5rem var(--gutter) 1.25rem;
  }
  .nav[hidden] { display: none; }
  .nav a { border-bottom: var(--rule); padding-block: .85rem; }
  .nav .btn { margin-top: .9rem; text-align: center; }
}

/* ---------- buttons ---------- */

.btn {
  display: inline-block; font: inherit; font-size: var(--t-sm); font-weight: 500;
  padding: .72rem 1.35rem; border-radius: 3px; cursor: pointer;
  text-decoration: none; border: 1px solid transparent;
  transition: background-color .18s ease, color .18s ease, border-color .18s ease;
}
.btn--solid { background: var(--pine); color: #fff; }
.btn--solid:hover { background: var(--pine-dk); color: #fff; }
.btn--quiet { border-color: var(--slate-lt); color: var(--ink); background: transparent; }
.btn--quiet:hover { border-color: var(--ink); color: var(--ink); background: var(--paper-2); }
.btn-row { display: flex; flex-wrap: wrap; gap: .75rem; align-items: center; }

/* ---------- hero ---------- */

.hero { padding-block: clamp(3.5rem, 9vw, 7rem) clamp(2.5rem, 5vw, 4rem); }
.hero h1 { max-width: 16ch; }
.hero .lede { max-width: 54ch; }
.reveal { opacity: 0; transform: translateY(10px); animation: rise .7s cubic-bezier(.2,.7,.3,1) forwards; }
.reveal:nth-child(2) { animation-delay: .09s; }
.reveal:nth-child(3) { animation-delay: .18s; }
@keyframes rise { to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { .reveal { opacity: 1; transform: none; } }

/* the "first 24 hours" strip — the one bold element on the home page */
.triage {
  border: 1px solid var(--ink);
  background: var(--ink);
  color: var(--paper);
  border-radius: 4px;
  overflow: hidden;
}
.triage__head {
  padding: 1.1rem clamp(1.1rem, 3vw, 1.9rem);
  border-bottom: 1px solid rgba(255,255,255,.16);
  display: flex; flex-wrap: wrap; gap: .5rem 1rem; align-items: baseline; justify-content: space-between;
}
.triage__head h2 { color: var(--paper); font-size: var(--t-lg); margin: 0; }
.triage__head p { color: var(--slate-lt); font-size: var(--t-sm); margin: 0; }
.triage__list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); }
.triage__list li {
  padding: clamp(1.1rem, 3vw, 1.9rem);
  border-right: 1px solid rgba(255,255,255,.16);
}
.triage__list li:last-child { border-right: 0; }
.triage__list .n {
  font-family: "Newsreader", Georgia, serif; font-size: 1.5rem; color: var(--brass);
  display: block; line-height: 1; margin-bottom: .5rem;
}
.triage__list h3 { color: var(--paper); font-size: var(--t-base); font-family: inherit; font-weight: 600; margin-bottom: .35rem; }
.triage__list p { color: #C6D0D8; font-size: var(--t-sm); margin: 0; }
.triage__list a { color: #fff; }
@media (max-width: 800px) {
  .triage__list { grid-template-columns: 1fr; }
  .triage__list li { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.16); }
  .triage__list li:last-child { border-bottom: 0; }
}

/* ---------- credentials strip ---------- */

.creds {
  border-top: var(--rule);
  border-bottom: var(--rule);
  background: var(--paper-2);
}
.creds__row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
}
.creds__item {
  padding: 1.1rem clamp(1rem, 2.5vw, 1.75rem);
  border-right: var(--rule);
  display: flex; flex-direction: column; gap: .15rem;
}
.creds__item:last-child { border-right: 0; }
.creds__item .k { font-size: var(--t-xs); color: var(--slate); letter-spacing: .01em; }
.creds__item .v { font-size: var(--t-sm); font-weight: 500; color: var(--ink); }
.creds__item .v a { color: inherit; text-decoration-color: var(--slate-lt); }
@media (max-width: 860px) {
  .creds__row { grid-template-columns: repeat(2, 1fr); }
  .creds__item:nth-child(2) { border-right: 0; }
}
@media (max-width: 520px) {
  .creds__row { grid-template-columns: 1fr; }
  .creds__item { border-right: 0; border-bottom: var(--rule); }
  .creds__item:last-child { border-bottom: 0; }
}

/* ---------- content blocks ---------- */

.cols { display: grid; gap: clamp(1.75rem, 4vw, 3rem); }
.cols--2 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.cols--3 { grid-template-columns: repeat(auto-fit, minmax(255px, 1fr)); }

.entry { border-top: 1px solid var(--ink); padding-top: 1.1rem; }
.entry h3 { font-size: var(--t-md); margin-bottom: .4rem; }
.entry p { font-size: var(--t-sm); color: var(--ink-2); }

/* numbered sequence — only used where content is genuinely a sequence */
.steps { list-style: none; margin: 0; padding: 0; counter-reset: step; }
.steps > li {
  counter-increment: step;
  display: grid; grid-template-columns: 4.5rem minmax(0, 1fr);
  gap: clamp(1rem, 3vw, 2rem);
  padding-block: clamp(1.75rem, 4vw, 2.6rem);
  border-top: var(--rule);
}
.steps > li:last-child { border-bottom: var(--rule); }
.steps > li::before {
  content: counter(step, decimal-leading-zero);
  font-family: "Newsreader", Georgia, serif;
  font-size: 1.9rem; color: var(--brass); line-height: 1;
}
@media (max-width: 620px) {
  .steps > li { grid-template-columns: 1fr; gap: .5rem; }
}

.kv { border-top: var(--rule); margin: 0; }
.kv div { display: grid; grid-template-columns: 13rem minmax(0,1fr); gap: 1rem; padding: 1rem 0; border-bottom: var(--rule); }
.kv dt { color: var(--slate); font-size: var(--t-sm); }
.kv dd { margin: 0; }
@media (max-width: 620px) { .kv div { grid-template-columns: 1fr; gap: .2rem; } }

/* callouts */
.note {
  border-left: 3px solid var(--brass);
  background: var(--paper-2);
  padding: 1.15rem 1.35rem;
  border-radius: 0 3px 3px 0;
  font-size: var(--t-sm);
}
.note--alert { border-left-color: var(--flag); }
.note h4 { margin-bottom: .35rem; }
.note p { max-width: none; }

.band { background: var(--ink); color: var(--paper); }
.band h2 { color: var(--paper); }
.band p { color: #C6D0D8; }
.band a { color: #fff; }
.band .btn--quiet { border-color: rgba(255,255,255,.4); color: #fff; }
.band .btn--quiet:hover { background: rgba(255,255,255,.1); border-color: #fff; }

.tag {
  display: inline-block; font-size: var(--t-xs); color: var(--slate);
  border: var(--rule); border-radius: 999px; padding: .15rem .65rem; margin: 0 .3rem .4rem 0;
}

.list-plain { list-style: none; padding: 0; margin: 0; max-width: var(--measure); }
.list-plain li { padding: .55rem 0 .55rem 1.5rem; border-bottom: var(--rule); position: relative; font-size: var(--t-sm); }
.list-plain li::before {
  content: ""; position: absolute; left: 0; top: 1.15em;
  width: .5rem; height: 1px; background: var(--brass);
}

/* ---------- form ---------- */

.form { display: grid; gap: 1.15rem; max-width: 46rem; }
.field { display: grid; gap: .35rem; }
.field label { font-size: var(--t-sm); font-weight: 500; }
.field .hint { font-size: var(--t-xs); color: var(--slate); }
.field input, .field select, .field textarea {
  font: inherit; font-size: var(--t-sm);
  padding: .7rem .8rem;
  border: 1px solid var(--slate-lt);
  border-radius: 3px;
  background: #fff;
  color: var(--ink);
  width: 100%;
}
.field textarea { min-height: 8.5rem; resize: vertical; }
.field input:focus-visible, .field select:focus-visible, .field textarea:focus-visible { border-color: var(--pine); }
.field--pair { display: grid; grid-template-columns: 1fr 1fr; gap: 1.15rem; }
@media (max-width: 620px) { .field--pair { grid-template-columns: 1fr; } }
.check { display: grid; grid-template-columns: auto 1fr; gap: .65rem; align-items: start; font-size: var(--t-sm); }
.check input { width: 1.05rem; height: 1.05rem; margin-top: .25rem; }
.form-status { font-size: var(--t-sm); padding: .8rem 1rem; border-radius: 3px; background: var(--paper-2); border-left: 3px solid var(--pine); }
.form-status[hidden] { display: none; }

/* ---------- footer ---------- */

.foot { background: var(--ink-2); color: #C6D0D8; padding-block: clamp(3rem, 6vw, 4.5rem) 2rem; font-size: var(--t-sm); }
.foot a { color: #E6EBEE; text-decoration: none; }
.foot a:hover { text-decoration: underline; }
.foot h4 { color: var(--paper); font-size: var(--t-sm); font-weight: 600; margin-bottom: .8rem; }
.foot__grid { display: grid; grid-template-columns: 1.6fr repeat(3, 1fr); gap: 2rem; }
.foot ul { list-style: none; margin: 0; padding: 0; display: grid; gap: .5rem; }
.foot__legal {
  margin-top: 2.75rem; padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,.14);
  font-size: var(--t-xs); color: var(--slate-lt); line-height: 1.6;
}
.foot__legal p { max-width: 90ch; }
@media (max-width: 860px) { .foot__grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .foot__grid { grid-template-columns: 1fr; } }

/* ---------- elevated presentation ---------- */

body {
  background:
    radial-gradient(circle at 92% 0%, rgba(169, 129, 47, .10), transparent 25rem),
    var(--paper);
}

.masthead {
  box-shadow: 0 1px 0 rgba(15, 34, 49, .04), 0 10px 28px rgba(15, 34, 49, .025);
}

.brand__mark { filter: drop-shadow(0 3px 4px rgba(15, 34, 49, .16)); }
.brand__name { font-weight: 500; }

.nav a {
  position: relative;
  border-bottom: 0;
  transition: color .18s ease;
}
.nav a:not(.btn)::after {
  content: "";
  position: absolute;
  right: 0;
  bottom: .1rem;
  left: 0;
  height: 2px;
  background: var(--brass);
  transform: scaleX(0);
  transform-origin: right;
  transition: transform .2s ease;
}
.nav a:not(.btn):hover::after,
.nav a[aria-current="page"]::after { transform: scaleX(1); transform-origin: left; }
.nav a[aria-current="page"] { border-bottom: 0; }

.btn {
  border-radius: 999px;
  box-shadow: 0 1px 1px rgba(15, 34, 49, .08);
  transition: transform .18s ease, box-shadow .18s ease, background-color .18s ease, color .18s ease, border-color .18s ease;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 7px 16px rgba(15, 34, 49, .14); }
.btn:active { transform: translateY(0); box-shadow: none; }
.btn--solid { box-shadow: 0 5px 13px rgba(30, 91, 79, .22); }

.hero {
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.hero::before {
  content: "";
  position: absolute;
  z-index: -1;
  width: min(42vw, 38rem);
  aspect-ratio: 1;
  right: -12rem;
  top: -20rem;
  border: 1px solid rgba(169, 129, 47, .32);
  border-radius: 50%;
  box-shadow: 0 0 0 4rem rgba(169, 129, 47, .035), 0 0 0 8rem rgba(169, 129, 47, .025);
}
.hero h1 { text-shadow: 0 1px 0 rgba(255, 255, 255, .7); }
.hero .lede { max-width: 58ch; }

.creds__item { transition: background-color .2s ease; }
.creds__item:hover { background: rgba(255, 255, 255, .46); }

.triage {
  box-shadow: 0 18px 38px rgba(15, 34, 49, .16);
  border-color: rgba(15, 34, 49, .9);
}
.triage__list li { transition: background-color .2s ease; }
.triage__list li:hover { background: rgba(255, 255, 255, .055); }

.entry {
  position: relative;
  padding: 1.25rem 1.25rem 1.2rem;
  border: 1px solid var(--mist);
  border-top: 3px solid var(--ink);
  border-radius: 5px;
  background: rgba(255, 255, 255, .48);
  box-shadow: 0 2px 0 rgba(15, 34, 49, .02);
  transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.entry:hover {
  transform: translateY(-4px);
  border-top-color: var(--pine);
  box-shadow: 0 13px 26px rgba(15, 34, 49, .09);
}
.entry h3 { color: var(--ink); }

.note {
  box-shadow: 0 8px 20px rgba(15, 34, 49, .045);
  border-radius: 0 7px 7px 0;
}
.tag { background: rgba(255, 255, 255, .5); }

.kv div { transition: background-color .18s ease; }
.kv div:hover { background: rgba(255, 255, 255, .5); }
.kv dt { padding-left: .75rem; border-left: 2px solid var(--brass); }

.steps > li { transition: background-color .18s ease; }
.steps > li:hover { background: rgba(255, 255, 255, .42); }
.steps > li::before { padding-left: .75rem; }

.field input, .field select, .field textarea {
  box-shadow: inset 0 1px 2px rgba(15, 34, 49, .035);
  transition: border-color .18s ease, box-shadow .18s ease, background-color .18s ease;
}
.field input:hover, .field select:hover, .field textarea:hover { border-color: var(--slate); }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: 0;
  border-color: var(--pine);
  box-shadow: 0 0 0 4px rgba(30, 91, 79, .12);
}

.band { position: relative; overflow: hidden; }
.band::after {
  content: "";
  position: absolute;
  width: 34rem;
  height: 34rem;
  right: -17rem;
  top: 50%;
  transform: translateY(-50%);
  border: 1px solid rgba(255, 255, 255, .10);
  border-radius: 50%;
  box-shadow: 0 0 0 3.5rem rgba(255, 255, 255, .025);
}
.band .wrap { position: relative; z-index: 1; }

.foot { border-top: 4px solid var(--brass); }
.foot__grid > div:first-child h4 {
  font-family: "Newsreader", Georgia, serif;
  font-size: 1.4rem;
  font-weight: 400;
}

@media (max-width: 940px) {
  .nav a:not(.btn)::after { display: none; }
  .nav a:hover { background: var(--paper-2); }
}

@media (max-width: 620px) {
  .entry { padding: 1.1rem; }
  .hero::before { right: -16rem; }
}

/* ---------- content-rich pages ---------- */
.eyebrow {
  display: flex;
  align-items: center;
  gap: .55rem;
  margin-bottom: .85rem;
  color: var(--pine);
  font-size: var(--t-xs);
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
}
.eyebrow::before { content: ""; width: 1.75rem; height: 1px; background: var(--brass); }
.insight-section { background: linear-gradient(135deg, rgba(220, 225, 222, .62), rgba(244, 245, 242, .25)); }
.insight-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-top: 2.25rem; }
.insight-grid article { padding: 1.4rem; border: 1px solid rgba(91, 115, 135, .22); border-radius: 7px; background: rgba(255, 255, 255, .55); }
.insight-grid h3 { font-size: var(--t-md); margin: .8rem 0 .45rem; }
.insight-grid p { margin: 0; color: var(--ink-2); font-size: var(--t-sm); }
.insight-icon { display: inline-grid; place-items: center; width: 2.2rem; height: 2.2rem; border-radius: 50%; background: var(--pine); color: white; font-family: "Newsreader", Georgia, serif; font-size: .92rem; }
.text-link { display: inline-flex; align-items: center; gap: .45rem; font-size: var(--t-sm); font-weight: 600; text-decoration: none; }
.text-link span { font-size: 1.1rem; transition: transform .18s ease; }
.text-link:hover span { transform: translateX(3px); }
.faq-list { border-top: var(--rule); }
.faq-list details { border-bottom: var(--rule); padding: 1.2rem 0; }
.faq-list summary { display: flex; align-items: center; justify-content: space-between; gap: 1rem; cursor: pointer; color: var(--ink); font-family: "Newsreader", Georgia, serif; font-size: var(--t-lg); line-height: 1.25; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; flex: 0 0 auto; color: var(--pine); font-family: "IBM Plex Sans", sans-serif; font-size: 1.45rem; font-weight: 400; }
.faq-list details[open] summary::after { content: "-"; }
.faq-list details p { margin: .9rem 2.5rem .05rem 0; color: var(--ink-2); }
@media (max-width: 760px) { .insight-grid { grid-template-columns: 1fr; } }